Neobanks Seed

11Onze

Community-powered fintech empowering Catalonia with digital financial freedom

Available in 7 countries Last verified: Apr 2026
Open 11Onze
Founded
2020
Users
5,000+
Employees
20-50

🏢 Company Overview

Headquarters
Barcelona, Spain
Funding Stage
Seed
Users
5,000+
Pricing
freemium
AML Compliant GDPR PCI DSS Payment License No — non-deposit payment account; funds not covered by national deposit guarantee schemes

ℹ️ About 11Onze

11Onze is the first community fintech in Catalonia offering digital banking, gold investment, and financial literacy through its El Canut super app.

⚡ Key Features

PSD2 open banking account aggregation
Collective gold purchasing at institutional pricing
Private social network La Plaça community
Multi-currency business accounts in 28 currencies
Financial literacy platform 11Onze Escola
Home and vehicle insurance marketplace

💪 Strengths & Weaknesses

4 Pros 3 Cons
💪
Strengths
What it does well
Community-owned transparent governance model
Physical gold investment access
Integrated financial education ecosystem
24/7 dedicated agent support
⚠️
Weaknesses
Areas to improve
Primarily Catalan-focused geographic scope
Limited third-party banking partnerships
Account loading caps at €14,999

💬 User Reviews

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🌍 Available In

7 countries
Spain United Kingdom Luxembourg France Andorra Germany Italy
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