Albert

Albert is an AI-powered personal finance platform that consolidates budgeting, banking, automated savings, guided investing, and instant cash advances into a single mobile app.

Founded in 2015 by Yinon Ravid and Andrzej Baraniak, Albert serves over 20 million users across the United States.

The app features Albert Genius, a 24/7 AI financial assistant that delivers personalized money advice, bill negotiation support, and subscription management. Banking services are FDIC-insured up to $250,000 through partner banks Sutton Bank, Stride Bank, and Wells Fargo, N.A.

Users can access instant cash advances up to $1,000 with no interest or credit checks, earn up to 3.25% APY on high-yield savings, invest in stocks and ETFs through Albert Securities (member FINRA/SIPC), and receive cashback rewards on debit card purchases at select merchants.

Albert also offers identity theft monitoring with $1M insurance coverage, credit score tracking via VantageScore 3.0 from Experian, and automatic savings powered by machine learning that analyzes spending patterns to move safe-to-save amounts into FDIC-insured accounts.

Subscription plans range from $14.99 to $39.99 per month with a 30-day free trial. Albert Corporation is headquartered in Los Angeles and has raised $174M in total funding, with a Series C valuation of approximately $749M led by General Atlantic.

No reviews yet. Be the first to review Albert.