Chime Visa Debit

About Chime Visa Debit Chime Visa Debit is a fee-free digital debit card issued by The Bancorp Bank, N.A. or Stride Bank, N.A., under a Visa U.S.A. license, giving cardholders zero-fee access to 60,000+ ATMs nationwide.

Linked directly to a Chime Checking Account, the card enables real-time spending, automatic savings round-ups, and SpotMe overdraft protection up to $200 without fees for qualifying members.

Designed for mobile-first consumers, Chime Visa Debit supports instant card lock/unlock, virtual card provisioning, Apple Pay, Google Pay, contactless NFC payments, and early direct deposit up to two days ahead of payday.

With no monthly fees, no minimum balance, and no foreign transaction fees, it delivers institutional-grade banking access to everyday Americans — including those underserved by traditional financial infrastructure.

Chime Financial, Inc. (NASDAQ: CHYM) went public in June 2025 at $27/share, raising $864M and valuing the company at ~$11.6B — establishing it as a landmark fintech IPO on the Nasdaq Global Select Market.

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