Founded
2015
Users
6,000,000+
Total Funding
$588M
Employees
200–400
🏢 Company Overview
Headquarters
New York City, United States
CEO
Stuart Sopp
Founder
Stuart Sopp, Trevor Marshall
Funding Stage
Series C
Total Funding
$588M
Users
6,000,000+
Pricing
freemium
AML Compliant
PCI DSS
Payment License
FDIC Insured
Yes
ℹ️ About Current
Current is a New York-based consumer fintech platform built on its proprietary core banking technology, Current Core, which replaces legacy infrastructure to eliminate hidden fees and lower the cost of financial services.
Members access Visa debit and secured credit cards, up to $750 in paycheck advances, fee-free overdraft protection, a 4. 00% APY savings product, fee-free crypto trading via Zero Hash, and a points-based rewards program — all through a single mobile app.
Banking services are provided through FDIC-insured partners Choice Financial Group and Cross River Bank, with deposits insured up to $250,000.
⚡ Key Features
Paycheck advance up to $750 eligible
Fee-free overdraft with direct deposit
Proprietary core banking technology platform
Secured Build Card for credit building
Savings Pods with 4.00% APY boost
Fee-free crypto trading via Zero Hash
💪 Strengths & Weaknesses
4 Pros
3 Cons
💪
Strengths
What it does well
No monthly account fees
Proprietary core banking infrastructure
Credit building with everyday spending
40,000+ fee-free ATM network
⚠️
Weaknesses
Areas to improve
US-only geographic availability
Low savings APY cap amount
Direct deposit required for benefits
💬 User Reviews
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⭐ External Ratings
🔗 External Resources
🌍 Available In
1 countries
United States
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