Debit Cards Public Company DAVE

Dave Debit

Real-time neobank debit with zero overdraft fees

Available in 1 countries Last verified: May 2026
Visit Dave Debit
Founded
2017
Users
10M+
Total Funding
BLANK
Employees
200-500

🏢 Company Overview

Headquarters
Los Angeles, USA
Funding Stage
Public Company
Total Funding
BLANK
Users
10M+
Pricing
Freemium
Rating
★ 4.6
AML Compliant PCI DSS Payment License FDIC Insured FDIC insured up to $250,000 via Coastal Community Bank

ℹ️ About Dave Debit

About Dave Debit Dave Debit is a consumer-grade digital debit card powered by Dave Inc. (NASDAQ: DAVE), a publicly traded U.S. fintech platform founded in 2017 and backed by Coastal Community Bank, Member FDIC.

The Dave Debit Mastercard is issued through Coastal Community Bank and linked to a fee-free checking account with no minimum balance, offering early direct deposit access up to 2 days ahead of scheduled paydays.

Account holders can access fee-free withdrawals at 40,000+ MoneyPass ATMs nationwide, paired with overdraft protection through Dave's proprietary ExtraCash® credit product that advances up to $500 with no interest or credit check.

Dave's integrated financial ecosystem combines real-time spending alerts, AI-driven budget forecasting, a Goals savings account earning up to 4.00% APY, and a gig-economy side hustle board — making it a holistic low-income financial management platform.

The platform is regulated and FDIC-insured up to $250,000, operates exclusively in the United States, and serves over 10 million registered users seeking alternatives to traditional predatory overdraft banking structures.

⚡ Key Features

Zero-fee checking with no minimum balance requirement
Early direct deposit up to 2 days ahead
ExtraCash® advances up to $500 no interest
Fee-free access to 40,000+ MoneyPass ATMs
Goals savings account earning up to 4.00% APY
AI-powered 7-day balance forecasting engine

💪 Strengths & Weaknesses

4 Pros 3 Cons
💪
Strengths
What it does well
Zero overdraft fee structure
Up to $500 instant advance
4.00% APY savings account
FDIC-insured up to $250,000
⚠️
Weaknesses
Areas to improve
USA-only geographic coverage
Express transfer fee up to 5%
FTC regulatory complaint pending

💬 User Reviews

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🌍 Available In

1 countries
United States
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