Is Digit (Oportun) safe to use?

Yes, Digit (Oportun) is a regulated financial service.

Savings Apps Public Company OPRT

Digit (Oportun)

Q: What are the main features of Digit (Oportun)?

AI-powered Set & Save™ automated micro-transfer engine, Real-time cash flow and bill-schedule analysis, Multi-goal savings with individualized contribution cadence, Instant savings withdrawal back to linked bank account, Overdraft risk mitigation via spend-pattern intelligence

Q: What are the pros of using Digit (Oportun)?

Fully automated, zero-effort savings, FDIC-insured member funds, 4.8/5 Trustpilot, A+ BBB rating

Q: What are the cons of Digit (Oportun)?

$5/month fee post-trial, US-only geographic availability

Automated, AI-driven savings effortlessly building your financial future

Available in 1 countries Last verified: May 2026

Visit Digit (Oportun) ↗

Visit Digit (Oportun)

Founded

2013

Users

2.1M+

Total Funding

$439M+

Employees

500–1,000

🏢 Company Overview

Headquarters

San Mateo, California, USA

CEO

Kate Layton & Gaurav Rana (Joint Office of the CEO, interim as of April 2026)

Founder

Ethan Bloch

Funding Stage

Public Company

Total Funding

$439M+

Users

2.1M+

Pricing

freemium

Rating

★ 4.8

AML Compliant PCI DSS Payment License FDIC Insured FDIC insured up to $250,000 via partner banks (Members FDIC)

ℹ️ About Digit (Oportun)

About Digit (Oportun) Digit, now operating under Oportun, is a mission-driven automated savings and personal finance platform that uses AI-powered behavioral analysis to move money intelligently from users' connected checking accounts into FDIC-insured savings goals — without requiring manual intervention.

Unlike traditional savings apps, Digit's patented Set & Save™ engine evaluates real-time cash flow, bill schedules, and income patterns to determine the optimal micro-transfer amounts — minimizing overdraft risk while maximizing goal velocity.

Originally founded in 2013 by Ethan Bloch and acquired by Oportun (Nasdaq: OPRT) in December 2021 for ~$211M, the platform now serves 2.1M+ members and has helped users collectively save over $10.4 billion toward 15 million goals.

Oportun is a certified CDFI (Community Development Financial Institution), offering its members a suite of tools spanning auto-savings, personal loans, budgeting, and credit-building — all through a mobile-first, subscription-based platform trusted by underserved communities across the United States.