easypaisa

A digital bank – skip the hassle, enjoy effortless financial solutions anywhere

Available in 1 countries Last verified: Mar 2026
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Founded
2009
Users
55M+
Total Funding
$184.5M
Employees
1000+

🏢 Company Overview

Headquarters
Karachi, Pakistan
Total Funding
$184.5M
Users
55M+
Pricing
free
Rating
★ 4.6
AML Compliant PCI DSS Banking License E-Money License Payment License Deposits protected under SBP regulations

ℹ️ About easypaisa

About easypaisa easypaisa is Pakistan's first and largest digital banking platform, launched in October 2009, offering a comprehensive suite of mobile financial services to over 55 million registered users across the country.

The solution unifies instant money transfers, bill payments, mobile top-ups, savings plans, term deposits, micro-loans, QR payments, insurance, and lifestyle services in one secure, mobile-first platform integrated with Pakistan's Raast instant payment system.

Using biometric verification, real-time fraud monitoring, and encrypted transactions, easypaisa ensures secure financial operations while enabling users to send money to any bank account, mobile wallet, CNIC, or WhatsApp contact instantly and free of charge.

Users gain centralized financial control with daily savings rewards of up to 10.5% annually, term deposit plans starting from 7 days, and access to instant Easycash micro-loans of up to Rs. 25,000 without documentation.

Account holders manage finances via the mobile app, pay utility bills including electricity, gas, internet, water, and government fees, subscribe to mobile packages across all networks, and donate to 50+ charitable organizations.

easypaisa's digital retail banking license from the State Bank of Pakistan, backed by Telenor Group and Ant Group as shareholders, positions it as Pakistan's strategic digital banking platform driving financial inclusion for unbanked and underserved populations.

⚡ Key Features

Free instant money transfers to any bank account or wallet
Raast instant payment transfers
Bill payments (electricity, gas, water, internet, telephone, government fees)
Mobile top-up and package subscriptions for all networks
Savings plans with daily rewards up to 10.5% annually
Term deposits starting from 7 days

💪 Strengths & Weaknesses

5 Pros 5 Cons
💪
Strengths
What it does well
No hidden charges on transfers or payments
Free instant money transfers across Pakistan
55M+ user base with widest agent network
First SBP-licensed digital retail bank in Pakistan
Backed by Telenor Group and Ant Group
⚠️
Weaknesses
Areas to improve
Limited to Pakistan only
Customer support response times can be slow
App compatibility issues reported on some devices
Easycash loan APR ranges from 32%-40%
No physical branch banking experience

💬 User Reviews

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🌍 Available In

1 countries
Pakistan
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