Budgeting Apps Bootstrapped

EveryDollar (Ramsey)

Zero-based budgeting for real-time financial freedom

Available in 7 countries Last verified: May 2026
Visit EveryDollar (Ramsey)
Founded
2015
Users
2M+
Total Funding
Bootstrapped (no external funding disclosed)
Employees
1,000–1,500

🏢 Company Overview

Headquarters
Franklin, Tennessee, USA
Funding Stage
Bootstrapped
Total Funding
Bootstrapped (no external funding disclosed)
Users
2M+
Pricing
Freemium
Rating
★ 4.6
GDPR PCI DSS No

ℹ️ About EveryDollar (Ramsey)

About EveryDollar (Ramsey) EveryDollar is the official zero-based budgeting app from Ramsey Solutions, built on Dave Ramsey's proven Baby Steps methodology to help users eliminate debt and build lasting wealth.

Launched in March 2015, EveryDollar operates on the principle that every dollar must be assigned a purpose — giving, saving, or spending — before leaving your account, ensuring zero unallocated income each month.

The app offers a free tier for manual budgeting and a premium subscription with automated bank syncing, paycheck planning, custom spending reports, and savings goal tracking to accelerate debt payoff.

EveryDollar serves over two million users primarily in the United States and Canada, integrating directly with Financial Peace University and the broader Ramsey+ membership ecosystem for holistic financial wellness.

⚡ Key Features

Zero-based monthly budget creation engine
Automated bank account transaction syncing (Premium)
Paycheck-based income and expense planning
Custom budget categories and spending groups
Baby Steps debt-payoff progress tracker
Savings goal milestones with visual dashboards

💪 Strengths & Weaknesses

4 Pros 3 Cons
💪
Strengths
What it does well
Free tier with full budgeting
Deep Baby Steps methodology integration
Clean, intuitive mobile UX
No documented data breaches
⚠️
Weaknesses
Areas to improve
No investment portfolio tracking
Premium-only bank sync
US-centric feature availability

💬 User Reviews

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🌍 Available In

7 countries
United States Canada United Kingdom Australia New Zealand Ireland Germany
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