GrabPay

About GrabPay GrabPay is a mobile-first digital wallet embedded within the Grab super app, serving consumers across eight Southeast Asian markets including Singapore, Malaysia, the Philippines, Indonesia, Thailand, Vietnam, Cambodia, and Myanmar.

The platform enables real-time cashless transactions across the Grab ecosystem — covering ride-hailing, food and grocery delivery, and merchant payments — as well as broader QR-based in-store and online payments at participating retailers.

GrabPay integrates GrabRewards, a loyalty program that converts every transaction into redeemable points, while GrabDefence — Grab's proprietary fraud intelligence engine — monitors transactions in real time using behavioral analytics and machine learning.

Regulated by the Monetary Authority of Singapore (MAS) under the Payment Services Act, GrabPay maintains wallet balances in safeguarded, regulated trust accounts, with KYC-verified users permitted to hold up to SGD 5,000 and transact up to SGD 30,000 annually.

Beyond peer payments, GrabPay supports bill payments, mobile top-ups, instalment-based PayLater services, and a prepaid GrabPay Card usable at any physical or online merchant.

As a financial services segment of publicly listed Grab Holdings Limited (NASDAQ: GRAB), GrabPay benefits from institutional-grade infrastructure, cross-ecosystem data intelligence, and a user base exceeding 35 million active users across Southeast Asia.

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