Groundfloor

About Groundfloor Groundfloor is a SEC-regulated, award-winning real estate investing and lending marketplace that opens institutional-grade private credit markets to both accredited and non-accredited investors—the first platform in U. S.

history to achieve SEC qualification under Regulation A+ for this asset class.

The platform connects everyday investors directly with residential real estate borrowers through Limited Recourse Obligations (LROs), Flywheel Portfolios, and fixed-term Notes, delivering historically consistent returns of 10–14% annually on short-term, asset-backed debt.

Groundfloor's proprietary loan grading system (A through G) enables transparent, data-driven risk assessment, while its Flywheel auto-reinvestment engine automatically diversifies capital across 50–100 active real estate loans with no management fees charged to investors.

With over $1 billion in investment volume processed, 270,000+ registered investors, and flexible IRA-compatible accounts, Groundfloor uniquely bridges the gap between Wall Street-caliber private credit and retail investors starting with as little as $10.

Founded in 2013 and headquartered in Atlanta, Georgia, Groundfloor Finance Inc. operates under SEC Regulation A+ oversight and reported 38.6% year-over-year revenue growth in 2025, positioning it as one of the fastest-growing wealthtech platforms in North America.

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