Founded
2020
🏢 Company Overview
Headquarters
Hong Kong
Pricing
free
AML Compliant
Banking License
No Deposit Protection
ℹ️ About Livi
Livi is a Hong Kong virtual bank backed by BOC, JD Digits, and Jardines, offering lifestyle banking with merchant partnerships, cashback, and instant account opening.
⚡ Key Features
Lifestyle rewards
Merchant cashback
High-interest savings
PayLater installments
FPS payments
Debit card
💪 Strengths & Weaknesses
5 Pros
4 Cons
💪
Strengths
What it does well
BOC and JD backing
Lifestyle merchant rewards
PayLater feature
No minimum balance
Full banking license
⚠️
Weaknesses
Areas to improve
Hong Kong only
Limited to lifestyle banking
Fewer traditional features
Newer platform
💬 User Reviews
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🌍 Available In
1 countries
HK
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