Nexo Card

About Nexo Card The Nexo Card is a dual-mode Mastercard that lets users spend crypto at over 100 million merchants without selling their digital assets, issued by DiPocket UAB in partnership with Mastercard.

It offers two distinct spending modes: Credit Mode borrows against crypto collateral with rates from 1.9% APR and no credit checks, while Debit Mode converts holdings directly at the point of sale with a 0.75% conversion fee.

Cardholders earn up to 2% crypto cashback in Bitcoin or NEXO tokens on Credit Mode purchases, with cashback tiers linked to the Nexo Loyalty Program based on NEXO token portfolio allocation.

The card provides up to €2,000 in free monthly ATM withdrawals, zero monthly or annual fees, and up to €60,000 in monthly purchase limits, making it one of the highest-limit crypto cards available in Europe.

Users can prioritize which digital assets to spend first using a drag-and-drop interface inside the Nexo app, supporting stablecoins, cryptocurrencies, and FiatX assets like EURx, USDx, and GBPx.

Backed by Nexo's institutional-grade custody infrastructure with $375M+ in insurance coverage, SOC 2 Type 2 certification, and ISO 27001 compliance, the Nexo Card bridges traditional payment rails with digital asset wealth management across the EEA and UK.

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