Nickel

Open an account in 5 minutes at your tobacconist

Available in 4 countries Last verified: Dec 2025
Open Nickel
Founded
2014
Users
3.4 million+

🏢 Company Overview

Headquarters
Paris, France
Users
3.4 million+
AML Compliant No Deposit Protection

ℹ️ About Nickel

Nickel is a French payment service allowing account opening in 5 minutes at tobacconist partners. Owned by BNP Paribas since 2017, it has over 3.4 million account holders and focuses on financial inclusion.

⚡ Key Features

5-minute account opening
Cash deposits at tobacconists
Basic banking
Mastercard debit
Mobile app
No credit check

💪 Strengths & Weaknesses

5 Pros 3 Cons
💪
Strengths
What it does well
Financial inclusion focus
Cash deposit network
No income requirements
BNP Paribas backed
10,000+ points of sale
⚠️
Weaknesses
Areas to improve
Basic features only
Fees for some services
No savings products

💬 User Reviews

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🌍 Available In

4 countries
FR FR BE BE PT PT ES ES
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