Founded
1995
Users
3 million+
🏢 Company Overview
Headquarters
Madrid, Spain
Users
3 million+
AML Compliant
No Deposit Protection
ℹ️ About Openbank
Openbank is Europe's largest 100% digital bank by deposits, owned by Santander. It expanded to the US in 2024 and reached $2B in US deposits. Merging with Santander Consumer Finance in Europe in 2025.
⚡ Key Features
High-yield savings
Fee-free banking
Cards
Mortgages
Investment products
Crypto trading (Germany)
💪 Strengths & Weaknesses
4 Pros
3 Cons
💪
Strengths
What it does well
Europe's largest digital bank by deposits
Santander backing
US expansion
Crypto trading in Germany
⚠️
Weaknesses
Areas to improve
Traditional bank feel
Limited markets
Merging operations may cause changes
💬 User Reviews
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🌍 Available In
5 countries
ES
DE
NL
PT
US
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