Revolut

Revolut is a London-headquartered digital banking platform founded in 2015 that serves over 65 million customers across 48+ countries.

The app provides multi-currency accounts supporting 36+ currencies, interbank-rate foreign exchange, commission-free stock and cryptocurrency trading, peer-to-peer instant payments, and customizable physical and virtual debit cards.

Revolut operates as a licensed bank in the EU via the European Central Bank and holds a restricted UK banking licence.

With tiered subscription plans from free to Ultra, it also offers business accounts with invoicing, payroll, expense management, and team card controls for companies of all sizes.