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Square

Institutional-Grade Point-of-Sale Powering Real-Time Commerce Everywhere

Available in 8 countries Last verified: Jan 2026
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Founded
2009
Users
4,000,000+ merchants
Total Funding
$716.75M
Employees
10,000-12,000

🏢 Company Overview

Headquarters
Oakland, California, USA
Funding Stage
Public
Total Funding
$716.75M
Users
4,000,000+ merchants
Pricing
freemium
AML Compliant GDPR PCI DSS Banking License E-Money License Payment License FDIC Insured Yes

ℹ️ About Square

Square, a Block Inc. ecosystem product founded in 2009 by Jack Dorsey and Jim McKelvey, serves over 4 million merchants across eight countries with unified commerce solutions.

The platform combines point-of-sale hardware, payment processing, inventory management, appointment scheduling, invoicing, and business banking into one integrated system.

Square processes over $240 billion in payments annually, supports same-day deposits, and offers Square Financial Services for small business lending through its FDIC-insured industrial loan company charter.

⚡ Key Features

Tap-to-pay NFC contactless payment acceptance
Real-time inventory sync across all channels
Automated appointment booking with SMS reminders
Instant fund transfers to linked accounts
Integrated payroll and team shift scheduling
Customizable digital invoicing with e-signatures

💪 Strengths & Weaknesses

4 Pros 3 Cons
💪
Strengths
What it does well
No monthly fees required
Flat transparent processing rates
Unified omnichannel commerce ecosystem
Instant deposit availability option
⚠️
Weaknesses
Areas to improve
Limited international market coverage
Higher fees for keyed transactions
Account stability concerns reported

💬 User Reviews

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No reviews yet. Be the first to review Square.

⭐ External Ratings

Trustpilot
4.0 ★
App Store
4.8 ★
Play Store
4.6 ★

🌍 Available In

8 countries
United States Canada United Kingdom Australia Japan France Ireland Spain
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