Is Starling Bank safe to use?

Yes, Starling Bank is a regulated financial service.

Neobanks Series C

Starling Bank

Q: What are the main features of Starling Bank?

Real-time transaction notifications and spending insights, Savings Spaces with automated round-up deposits, Multi-currency business accounts in EUR/USD, In-app invoicing and VAT management toolkit, Open API marketplace with third-party integrations

Q: What are the pros of using Starling Bank?

Zero foreign transaction fees, Full UK banking licence, 24/7 human customer support, Fee-free personal current accounts

Q: What are the cons of Starling Bank?

UK residents only eligibility, No in-branch cash deposits, Limited international transfer countries

Britain's First Digital Bank — Smarter Mobile-First Banking

Available in 7 countries Last verified: Feb 2026

Open Starling Bank ↗

Open Starling Bank

Founded

2014

Users

4,200,000+

Total Funding

$1.1B

Employees

3,900

🏢 Company Overview

Headquarters

London, UK

CEO

Raman Bhatia

Founder

Anne Boden

Funding Stage

Series C

Total Funding

$1.1B

Users

4,200,000+

Pricing

freemium

AML Compliant GDPR PCI DSS Banking License E-Money License Payment License Yes

ℹ️ About Starling Bank

Starling Bank is a UK-headquartered digital challenger bank founded in 2014 by Anne Boden, built entirely on cloud-native infrastructure with no legacy systems. It provides personal, joint, business, and multi-currency current accounts through an award-winning mobile app.

Starling operates with a full UK banking licence from the PRA and FCA, with deposits protected up to £120,000 by the FSCS.

The bank offers fee-free foreign spending at Mastercard exchange rates, savings spaces, automated round-ups, in-app invoicing for businesses, and an open API marketplace connecting third-party financial services.

Starling also licenses its proprietary core banking platform, Engine by Starling, to other financial institutions as software-as-a-service.