Step Visa

About Step Visa Step Visa is a free, FDIC-insured mobile banking platform engineered specifically for teens and Gen Z, enabling real-time credit building through a secured Visa card with zero fees and no interest charges.

The platform unifies credit-building, savings, peer-to-peer transfers, cashback rewards, and interest-free cash advances in one mobile-first application, all powered through a regulated banking partnership with Evolve Bank & Trust.

Step reports to all three major credit bureaus automatically, making it one of the only banking tools that enables credit history construction before the age of 18 — a structural financial advantage unavailable through traditional banking.

With over 7 million users and $491M in total funding, Step offers savings rates up to 4%, FDIC insurance up to $1 million, parental controls, and in-app earning opportunities via games and surveys.

In February 2026, MrBeast's Beast Industries acquired Step, marking a strategic pivot into youth fintech and financial literacy at scale.

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