Debit Cards Public Company WISE

Wise Visa Debit Card

Cross-border spending at real mid-market exchange rates

Available in 8 countries Last verified: Apr 2026
Visit Wise Visa Debit Card
Founded
2011
Users
15.6M+
Total Funding
$1.03B
Employees
6,500+

🏢 Company Overview

Headquarters
London, United Kingdom
Funding Stage
Public Company
Total Funding
$1.03B
Users
15.6M+
Pricing
freemium
Rating
★ 4.3
AML Compliant GDPR PCI DSS E-Money License Payment License Funds safeguarded with tier-1 banks (Barclays, JP Morgan Chase); FDIC coverage up to $250,000 available for US customers who opt in to interest feature via partner banks

ℹ️ About Wise Visa Debit Card

About Wise Visa Debit Card The Wise Visa Debit Card is a multi-currency debit card issued by Wise (formerly TransferWise) that lets users spend in 160+ countries using the real mid-market exchange rate with no foreign transaction fee markups.

It connects directly to the Wise multi-currency account, enabling holders to hold, convert, and spend over 40 currencies from a single card with automatic currency conversion at the point of sale.

Unlike traditional bank debit cards that apply hidden exchange rate margins, the Wise card charges only a small transparent conversion fee starting from 0.57%, making it significantly cheaper for international travelers and digital nomads.

Users can manage physical and digital cards through the Wise app, with real-time spending notifications, instant card freeze controls, and customizable security settings for every transaction.

The card supports contactless payments through Apple Pay, Google Pay, and Samsung Pay, and provides two free ATM withdrawals per month up to $100 before a 2% fee applies.

Backed by Visa's global acceptance network and regulated financial infrastructure across 17+ jurisdictions, the Wise Visa Debit Card serves over 15.6 million active customers as a strategic cross-border spending tool.

⚡ Key Features

Mid-market rate multi-currency card spending
Hold and convert over 40 currencies
Instant digital card generation for security
Auto-convert at point of sale globally
Local account details in 10+ currencies
Real-time push transaction notification alerts

💪 Strengths & Weaknesses

4 Pros 3 Cons
💪
Strengths
What it does well
Transparent low conversion fees
Real mid-market exchange rate
Spend in 160+ countries
No monthly subscription fees
⚠️
Weaknesses
Areas to improve
ATM withdrawal limits apply
Not a licensed bank
Card ordering costs $9

💬 User Reviews

🗨

No reviews yet. Be the first to review Wise Visa Debit Card.

⭐ External Ratings

Trustpilot
4.3 ★
App Store
4.7 ★
Play Store
4.2 ★

🌍 Available In

8 countries
United States United Kingdom Australia Canada Brazil Singapore Japan European Economic Area
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