Money Transfer Public PYPL

Xoom

Fast, Secure Cross-Border Money Transfers Powered by PayPal

Available in 8 countries Last verified: Feb 2026
Send Money
Founded
2001
Users
1,000,000+
Total Funding
$106M (pre-IPO venture rounds)
Employees
200–500

🏢 Company Overview

Headquarters
San Francisco, United States
Funding Stage
Public
Total Funding
$106M (pre-IPO venture rounds)
Users
1,000,000+
Pricing
freemium
AML Compliant GDPR PCI DSS E-Money License Payment License No

ℹ️ About Xoom

Xoom is a digital remittance platform owned by PayPal that lets users send money internationally to over 160 countries.

Founded in 2001, Xoom offers multiple payout methods including direct bank deposits, cash pickup at 100,000+ partner locations, mobile wallet transfers via UPI, GCash, and Mercado Pago, prepaid phone reloads, and international bill payments.

Senders can fund transfers using bank accounts, debit cards, credit cards, or PayPal balances, including the PYUSD stablecoin for zero-fee transactions. Xoom serves both US domestic and global corridors with real-time tracking and delivery often within minutes.

⚡ Key Features

Bank deposit to 160+ countries
Cash pickup at global partner locations
Mobile wallet transfers including UPI support
International prepaid mobile phone reloads
Cross-border bill payment processing service
PYUSD stablecoin zero-fee funding option

💪 Strengths & Weaknesses

4 Pros 3 Cons
💪
Strengths
What it does well
Delivery often within minutes
160+ destination country coverage
Multiple flexible payout options
PayPal ecosystem seamless integration
⚠️
Weaknesses
Areas to improve
Exchange rate markup fees
Higher credit card transfer fees
Limited sending country availability

💬 User Reviews

🗨

No reviews yet. Be the first to review Xoom.

⭐ External Ratings

Trustpilot
4.0 ★
App Store
4.8 ★
Play Store
4.8 ★

🌍 Available In

8 countries
United States Canada United Kingdom Germany France Australia Spain Italy
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