🏢 Company Overview
ℹ️ About Emma
About Emma Emma is an FCA-regulated personal finance super app that aggregates all bank accounts, credit cards, savings, investments, and pensions into a single open-banking-powered dashboard for real-time financial visibility.
The platform combines automated budget tracking, subscription detection, bill reminders, rent reporting to Equifax, Experian, and TransUnion, and fractional ETF investing through Stocks & Shares ISAs and General Investment Accounts.
Emma uses 256-bit TLS encryption and biometric authentication to securely connect to over 3,000 banking providers across the UK, US, and Canada via read-only open banking APIs.
Users gain intelligent spending analytics with custom categories, net worth tracking, automated savings goals, cashback offers, and fraud detection alerts across all linked accounts.
The app offers tiered plans from free Basic to Ultimate, with premium features including unlimited bank connections, priority support, VPN access, and enhanced interest rates on FSCS-protected savings pots.
Emma's open-banking architecture and dual FCA authorisation for payment services and investment activities make it a comprehensive financial control centre trusted by over 3 million users worldwide.
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Emma
4.5 ★