Founded
2009
Users
186M+
Total Funding
$284M
Employees
760+
🏢 Company Overview
Headquarters
Gurugram, India
Founder
Bipin Preet Singh, Upasana Taku
Funding Stage
IPO
Total Funding
$284M
Users
186M+
Pricing
freemium
Rating
★ 4.6
AML Compliant
PCI DSS
E-Money License
Payment License
Broker License
No
ℹ️ About MobiKwik
MobiKwik is an RBI-authorized Indian fintech platform offering UPI payments, digital wallet, bill payments, and personal loans to 186M+ users.
⚡ Key Features
Pocket UPI without bank account linkage
Wallet-to-bank instant IMPS money transfers
300+ biller integration for utility payments
ZIP EMI personal loans up to ₹15L
Free monthly CRIF-powered credit score checks
Digital gold and mutual fund investments
💪 Strengths & Weaknesses
4 Pros
3 Cons
💪
Strengths
What it does well
Pocket UPI needs no bank
Massive 186M+ user network
Comprehensive financial services ecosystem
RBI-authorized semi-closed wallet
⚠️
Weaknesses
Areas to improve
India-only geographic availability
Xtra P2P investment withdrawal issues
Limited merchant offline acceptance reach
💬 User Reviews
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🔗 External Resources
🌍 Available In
1 countries
India
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4.6 ★