Founded
2015
Users
600M+
Total Funding
$2.85B
Employees
12,000+
🏢 Company Overview
Headquarters
Bengaluru, India
CEO
Sameer Nigam
Funding Stage
Series C+
Total Funding
$2.85B
Users
600M+
Pricing
Free
Rating
★ 4.5
AML Compliant
PCI DSS
E-Money License
Payment License
Broker License
No
ℹ️ About PhonePe
PhonePe is India's largest UPI-based digital payments platform enabling instant money transfers, bill payments, and investments for 600M+ users.
⚡ Key Features
UPI-based instant peer-to-peer money transfers
Mutual fund and stock investment platform
Digital gold and silver purchase options
Cross-border UPI payments in six countries
Merchant payment gateway with QR acceptance
Autopay recurring bill payment automation engine
💪 Strengths & Weaknesses
4 Pros
3 Cons
💪
Strengths
What it does well
Dominant 46% UPI market share
Comprehensive financial super app
Cross-border UPI payment pioneer
40M+ offline merchant network
⚠️
Weaknesses
Areas to improve
Primarily India-centric geographic coverage
Customer support response delays
Zero MDR limits revenue scalability
💬 User Reviews
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🔗 External Resources
🌍 Available In
7 countries
India
Singapore
UAE
Nepal
Bhutan
Sri Lanka
Mauritius
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PhonePe
4.5 ★