Paytm

Paytm is India's largest digital payments and financial services super app built by One97 Communications.

Founded in 2010 by Vijay Shekhar Sharma and headquartered in Noida, Paytm serves over 333 million registered users with UPI money transfers, bill payments, merchant QR-code solutions, and personal lending.

The platform processes billions in gross merchant value annually through its proprietary Soundbox devices, payment gateway, and UPI infrastructure powered by top Indian banks.

Paytm supports international UPI payments across the UAE, Singapore, France, and Nepal, making it a cross-border-capable fintech ecosystem.

Beyond payments, Paytm offers credit score monitoring, personal loans up to ₹25 lakh, mutual fund investments via Paytm Money, insurance products, and IRCTC-authorized travel bookings.

The platform holds full RBI Payment Aggregator authorization covering online, offline, and cross-border segments.

Security is reinforced by ISO 27001 compliance, PCI DSS certification, biometric authentication, and a dedicated bug bounty program. Paytm is publicly listed on the NSE and BSE since November 2021.

As India's pioneering mobile wallet turned full-stack financial services platform, Paytm combines UPI Lite PIN-less payments, personalized UPI IDs, spend analytics, and merchant card machines into a single super app ecosystem trusted by over 50 crore Indians.

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