Robo-Advisors Series C+

Acorns

Automated micro-investing that grows your wealth effortlessly

Available in 1 countries Last verified: May 2026
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Founded
2012
Users
14M+ all-time customers
Total Funding
$588M
Employees
580+

🏢 Company Overview

Headquarters
Irvine, California, USA
Funding Stage
Series C+
Total Funding
$588M
Users
14M+ all-time customers
Pricing
paid
Rating
★ 4.7
AML Compliant PCI DSS Broker License FDIC Insured FDIC insured up to $250,000 via Lincoln Savings Bank or nbkc bank; SIPC coverage up to $500,000 for brokerage accounts

ℹ️ About Acorns

About Acorns Acorns is an automated micro-investing and financial wellness platform that helps individuals and families save, invest, and grow money through everyday habits like spare-change Round-Ups.

The app combines robo-advisory investing in expert-built, diversified ETF portfolios with high-yield checking, emergency savings, and IRA retirement accounts — all unified in a single subscription-based mobile experience.

Using behavioral economics principles developed with Nobel laureate advisors, Acorns automatically rounds up daily purchases and invests the difference into portfolios spanning large-cap, small-cap, international, and bond ETFs.

Users access custodial investment accounts for children through Acorns Early, a kids' debit card with parental controls, and financial literacy tools including Money Missions education modules.

Subscription tiers range from Bronze at $3/month to Gold at $12/month, with features like IRA contribution matching up to 3%, Money Manager autopilot, and Custom Portfolio stock picking.

Acorns' SEC-registered advisory infrastructure, SIPC-protected brokerage accounts, and FDIC-insured banking through partner banks make it a regulated, institutional-grade entry point for beginner and passive investors across the United States.

⚡ Key Features

Spare-change Round-Ups automated micro-investing
Expert-built diversified ETF portfolio allocation
IRA retirement accounts with contribution matching
Custom Portfolio individual stock and ETF selection
Acorns Early custodial investment accounts for kids
Money Manager automated spend-save-invest splitting

💪 Strengths & Weaknesses

4 Pros 3 Cons
💪
Strengths
What it does well
Effortless automated spare-change investing
IRA match up to 3%
All-in-one financial wellness app
No account minimum required
⚠️
Weaknesses
Areas to improve
High fees on small balances
No tax-loss harvesting strategy
United States availability only

💬 User Reviews

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⭐ External Ratings

Trustpilot
3.9 ★
App Store
4.7 ★
Play Store
4.7 ★

🌍 Available In

1 countries
United States
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